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E&O Insurance
   
Take 5! Get an E&O Quote!
  • Get a Quote!
  • E&O Highlights
  • Risk Management Tools
Receive a quote and choose to bind coverage or renew your policy. As a Pearl insured, you'll gain access to our quality E&O Insurance as well as:
Get a Quote!
  • Extensive Risk Management tools and services: See Risk Management Tools tab to learn more!
  • Superior Customer Service
  • Proactive Claims Handling and Assistance by the experienced XL Claims Staff
  • Expert defense against a claim from your state's dedicated Panel Counsel
E&O Highlights

  • Pearl's program is underwritten by the XL Insurance companies (Greenwich Insurance Company and Indian Harbor Insurance Company)—rated "A" (excellent) by A.M. Best
  • Choice of per claim coverage and aggregate limits range from $250K/$250K to $5M/$5M
  • Choice of per claim deductibles range from $1,000 to $25,000 (higher deductibles available)
  • Covered Professionals include Real Estate Agent, Broker, Leasing Agent, Property Manager, Auctioneer, Appraiser, Consultants, Short-Term Escrow Agent, Referral Agent, and Notary Public
  • Environmental Failure to Advise up to full policy limits (includes pollutants, asbestos, lead, and radon)
  • Consent to Settle
  • Attorney Selection by the Insurance Company or by the Insured with written consent
  • Defense Outside Limits
  • Innocent Partner Protection included for fraud and late reporting
  • Personal Injury
  • And many more!
Risk Manager Newsletter Access

Published online monthly, our Risk Managers detail real-life claim situations and provide tips on how you can avoid making the same mistakes. As a Pearl insured you will gain access to the entire online archive. Learn more—view a sample by clicking the image to the right, or register today for even more samples. If you are already a member, please log in.
Webinar Access

Our all-new webinar helps our insureds identify the risks and challenges that arise in a typical "day in the life" of a real estate professional and guides them to implementing important and effective risk management through real-life claim examples. Pearl customers need only to contact their account representative for their personal login information.
     
     
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